Insurance for unoccupied homes or commercial buildings is often difficult to place. Rooney Insurances can provide Fire & Perils and Property Owners Liability Insurance for unoccupied properties, both private homes and commercial properties at very competitive terms.
If you own a property which has become unoccupied, you are probably aware that it is very difficult to get a realistic insurance quotation. Many insurers will not even provide insurance cover for an unoccupied building but at Rooney Insurances we have access to insurance products specialising in insurance for empty houses, shops and other commercial premises.
Our tailor-made insurance packages ensure you get the cover you need for:
Fire and smoke (but not smoke damage on its own)
Lightning
Explosion
Earthquakes (e.g. a tremor could cause an expensive ornament to fall off the mantelpiece)
Storms or flooding
Subsidence, heave or landslip
Action by vandals and other ‘malicious persons’ (in the industry jargon)
Property Owners Liability
For more information, make an online enquiry or call us for a quote.
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Rooney Insurances Ltd is authorised by the Financial Regulator as a Multi-Agency Intermediary.